Call reports 2021
RIVERLAND BANK — 2021
What RIVERLAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 183,609,000 | 190,314,000 | 186,690,000 | 181,716,000 |
| Total loans | 155,465,000 | 154,925,000 | 156,449,000 | 158,483,000 |
| Allowance for loan losses | 1,774,000 | 1,799,000 | 1,861,000 | 1,906,000 |
| Securities available for sale | 1,728,000 | 2,351,000 | 2,344,000 | 3,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,116,000 | 165,366,000 | 163,934,000 | 158,940,000 |
| Interest-bearing deposits | 122,379,000 | 123,225,000 | 121,723,000 | 117,014,000 |
| Noninterest-bearing deposits | 36,737,000 | 42,141,000 | 42,211,000 | 41,926,000 |
| Equity capital | 19,532,000 | 19,948,000 | 20,293,000 | 20,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,178,000 | 4,222,000 | 6,208,000 | 8,154,000 |
| Interest expense | 422,000 | 821,000 | 1,154,000 | 1,456,000 |
| Net interest income | 1,756,000 | 3,401,000 | 5,054,000 | 6,698,000 |
| Noninterest income | 27,000 | 48,000 | 71,000 | 95,000 |
| Noninterest expense | 1,240,000 | 2,465,000 | 3,730,000 | 5,331,000 |
| Provision for loan losses | 50,000 | 75,000 | 140,000 | 185,000 |
| Pretax income | 493,000 | 909,000 | 1,255,000 | 1,277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 493,000 | 909,000 | 1,255,000 | 1,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,530,000 | 19,948,000 | 20,293,000 | 20,358,000 |