Call reports 2020
RIVERLAND BANK — 2020
What RIVERLAND BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 153,251,000 | 175,333,000 | 178,756,000 | 172,947,000 |
| Total loans | 134,349,000 | 149,490,000 | 158,632,000 | 152,721,000 |
| Allowance for loan losses | 1,750,000 | 1,800,000 | 1,890,000 | 1,724,000 |
| Securities available for sale | 1,422,000 | 1,189,000 | 799,000 | 728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,876,000 | 149,171,000 | 152,349,000 | 148,793,000 |
| Interest-bearing deposits | 108,208,000 | 117,158,000 | 120,526,000 | 119,168,000 |
| Noninterest-bearing deposits | 19,668,000 | 32,013,000 | 31,823,000 | 29,625,000 |
| Equity capital | 18,775,000 | 19,509,000 | 19,651,000 | 19,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,868,000 | 4,329,000 | 6,218,000 | 8,170,000 |
| Interest expense | 580,000 | 1,160,000 | 1,703,000 | 2,200,000 |
| Net interest income | 1,288,000 | 3,169,000 | 4,515,000 | 5,970,000 |
| Noninterest income | 23,000 | 47,000 | 67,000 | 89,000 |
| Noninterest expense | 1,179,000 | 2,295,000 | 3,428,000 | 4,853,000 |
| Provision for loan losses | 30,000 | 80,000 | 170,000 | 225,000 |
| Pretax income | 102,000 | 841,000 | 984,000 | 981,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 841,000 | 984,000 | 981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,756,000 | 19,494,000 | 19,638,000 | 19,038,000 |
| Total capital | 20,419,000 | — | — | — |
| Risk-weighted assets | 133,030,000 | — | — | — |