Call reports 2019
RIVERLAND BANK — 2019
What RIVERLAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,310,000 | 142,639,000 | 142,538,000 | 145,185,000 |
| Total loans | 127,963,000 | 127,706,000 | 130,700,000 | 129,824,000 |
| Allowance for loan losses | 1,585,000 | 1,585,000 | 1,600,000 | 1,720,000 |
| Securities available for sale | 2,483,000 | 2,475,000 | 1,955,000 | 1,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,901,000 | 115,892,000 | 114,556,000 | 119,889,000 |
| Interest-bearing deposits | 102,391,000 | 101,434,000 | 97,760,000 | 102,538,000 |
| Noninterest-bearing deposits | 15,510,000 | 14,458,000 | 16,796,000 | 17,351,000 |
| Equity capital | 18,418,000 | 18,724,000 | 19,002,000 | 18,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,958,000 | 3,720,000 | 5,689,000 | 7,799,000 |
| Interest expense | 517,000 | 1,063,000 | 1,623,000 | 2,173,000 |
| Net interest income | 1,441,000 | 2,657,000 | 4,066,000 | 5,626,000 |
| Noninterest income | 20,000 | 134,000 | 162,000 | 187,000 |
| Noninterest expense | 1,130,000 | 2,170,000 | 3,316,000 | 4,616,000 |
| Provision for loan losses | 20,000 | 20,000 | 35,000 | 155,000 |
| Pretax income | 311,000 | 601,000 | 877,000 | 1,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 601,000 | 877,000 | 1,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,430,000 | 18,721,000 | 18,997,000 | 18,654,000 |
| Total capital | 19,967,000 | 20,306,000 | 20,597,000 | 20,253,000 |
| Risk-weighted assets | 122,985,000 | 128,368,000 | 129,505,000 | 127,814,000 |