Call reports 2018
RIVERLAND BANK — 2018
What RIVERLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,779,000 | 127,397,000 | 135,240,000 | 142,634,000 |
| Total loans | 108,341,000 | 108,961,000 | 118,344,000 | 129,962,000 |
| Allowance for loan losses | 1,321,000 | 1,365,000 | 1,465,000 | 1,565,000 |
| Securities available for sale | 2,646,000 | 2,360,000 | 2,496,000 | 2,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,758,000 | 103,374,000 | 111,053,000 | 116,396,000 |
| Interest-bearing deposits | 92,096,000 | 87,140,000 | 93,052,000 | 97,780,000 |
| Noninterest-bearing deposits | 14,662,000 | 16,234,000 | 18,001,000 | 18,616,000 |
| Equity capital | 14,368,000 | 17,366,000 | 17,478,000 | 17,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,444,000 | 3,016,000 | 4,632,000 | 6,443,000 |
| Interest expense | 327,000 | 654,000 | 1,021,000 | 1,455,000 |
| Net interest income | 1,117,000 | 2,362,000 | 3,611,000 | 4,988,000 |
| Noninterest income | 44,000 | 58,000 | 79,000 | 99,000 |
| Noninterest expense | 1,018,000 | 2,082,000 | 3,135,000 | 4,990,000 |
| Provision for loan losses | 55,000 | 100,000 | 200,000 | 300,000 |
| Pretax income | 88,000 | 238,000 | 355,000 | -203,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 238,000 | 355,000 | -203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,400,000 | 17,401,000 | 17,519,000 | 17,662,000 |
| Total capital | 15,721,000 | 18,766,000 | 18,984,000 | 19,227,000 |
| Risk-weighted assets | 108,283,000 | 111,832,000 | 119,992,000 | 128,774,000 |