Call reports 2017
RIVERLAND BANK — 2017
What RIVERLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 113,141,000 | 115,561,000 | 120,611,000 | 128,884,000 |
| Total loans | 98,651,000 | 102,806,000 | 99,948,000 | 105,634,000 |
| Allowance for loan losses | 1,185,000 | 1,232,000 | 1,232,000 | 1,265,000 |
| Securities available for sale | 2,845,000 | 2,798,000 | 2,251,000 | 2,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,321,000 | 93,492,000 | 96,773,000 | 106,015,000 |
| Interest-bearing deposits | 79,759,000 | 82,343,000 | 83,792,000 | 89,821,000 |
| Noninterest-bearing deposits | 11,562,000 | 11,149,000 | 12,981,000 | 16,194,000 |
| Equity capital | 14,755,000 | 15,039,000 | 15,224,000 | 14,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,312,000 | 2,727,000 | 4,131,000 | 5,533,000 |
| Interest expense | 233,000 | 480,000 | 756,000 | 1,046,000 |
| Net interest income | 1,079,000 | 2,247,000 | 3,375,000 | 4,487,000 |
| Noninterest income | 17,000 | 32,000 | 50,000 | 66,000 |
| Noninterest expense | 828,000 | 1,686,000 | 2,647,000 | 4,634,000 |
| Provision for loan losses | 85,000 | 125,000 | 125,000 | 175,000 |
| Pretax income | 183,000 | 468,000 | 653,000 | -256,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 468,000 | 653,000 | -256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,751,000 | 15,036,000 | 15,221,000 | 14,312,000 |
| Total capital | 15,936,000 | 16,268,000 | 16,453,000 | 15,577,000 |
| Risk-weighted assets | 100,765,000 | 106,846,000 | 102,660,000 | 105,955,000 |