Call reports 2015
RIVERLAND BANK — 2015
What RIVERLAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,765,000 | 68,919,000 | 75,759,000 | 79,150,000 |
| Total loans | 42,280,000 | 53,055,000 | 59,201,000 | 66,439,000 |
| Allowance for loan losses | 681,000 | 681,000 | 711,000 | 791,000 |
| Securities available for sale | 3,760,000 | 3,623,000 | 3,286,000 | 3,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,176,000 | 56,244,000 | 62,466,000 | 64,928,000 |
| Interest-bearing deposits | 35,048,000 | 47,529,000 | 52,114,000 | 55,195,000 |
| Noninterest-bearing deposits | 9,128,000 | 8,715,000 | 10,352,000 | 9,733,000 |
| Equity capital | 9,692,000 | 9,823,000 | 9,861,000 | 9,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 1,281,000 | 2,131,000 | 2,993,000 |
| Interest expense | 66,000 | 153,000 | 270,000 | 407,000 |
| Net interest income | 482,000 | 1,128,000 | 1,861,000 | 2,586,000 |
| Noninterest income | 17,000 | 38,000 | 63,000 | 76,000 |
| Noninterest expense | 452,000 | 986,000 | 1,679,000 | 2,424,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 110,000 |
| Pretax income | 47,000 | 180,000 | 215,000 | 130,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 180,000 | 215,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,654,000 | 9,806,000 | 9,841,000 | 9,757,000 |
| Total capital | 10,229,000 | 10,487,000 | 10,552,000 | 10,548,000 |
| Risk-weighted assets | 45,921,000 | 56,968,000 | 61,851,000 | 72,533,000 |