Call reports 2014
RIVERLAND BANK — 2014
What RIVERLAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 39,018,000 | 43,570,000 | 44,318,000 | 47,864,000 |
| Total loans | 28,790,000 | 28,717,000 | 31,489,000 | 35,173,000 |
| Allowance for loan losses | 697,000 | 744,000 | 688,000 | 681,000 |
| Securities available for sale | 1,693,000 | 3,066,000 | 3,422,000 | 3,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,415,000 | 35,975,000 | 36,542,000 | 40,061,000 |
| Interest-bearing deposits | 29,230,000 | 31,943,000 | 32,440,000 | 34,911,000 |
| Noninterest-bearing deposits | 3,185,000 | 4,032,000 | 4,102,000 | 5,150,000 |
| Equity capital | 3,744,000 | 4,766,000 | 4,899,000 | 4,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 840,000 | 1,392,000 | 1,917,000 |
| Interest expense | 53,000 | 122,000 | 189,000 | 259,000 |
| Net interest income | 364,000 | 718,000 | 1,203,000 | 1,658,000 |
| Noninterest income | 27,000 | 29,000 | 38,000 | 61,000 |
| Noninterest expense | 388,000 | 727,000 | 1,155,000 | 1,618,000 |
| Provision for loan losses | 0 | 0 | -75,000 | -75,000 |
| Pretax income | 3,000 | 20,000 | 161,000 | 176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 20,000 | 161,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,744,000 | 4,766,000 | 4,899,000 | 4,927,000 |
| Total capital | 4,129,000 | 5,182,000 | 5,342,000 | 5,385,000 |
| Risk-weighted assets | 30,476,000 | 33,009,000 | 35,201,000 | 38,690,000 |