Call reports 2013
RIVERLAND BANK — 2013
What RIVERLAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 35,164,000 | 37,246,000 | 39,843,000 | 39,120,000 |
| Total loans | 23,227,000 | 23,490,000 | 24,189,000 | 29,032,000 |
| Allowance for loan losses | 695,000 | 695,000 | 695,000 | 696,000 |
| Securities available for sale | 2,371,000 | 2,121,000 | 1,929,000 | 1,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,813,000 | 33,455,000 | 36,009,000 | 30,688,000 |
| Interest-bearing deposits | 28,934,000 | 28,121,000 | 28,350,000 | 27,357,000 |
| Noninterest-bearing deposits | 3,879,000 | 5,333,000 | 7,658,000 | 3,331,000 |
| Equity capital | 2,222,000 | 3,756,000 | 3,746,000 | 3,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 742,000 | 1,094,000 | 1,499,000 |
| Interest expense | 63,000 | 120,000 | 172,000 | 219,000 |
| Net interest income | 318,000 | 622,000 | 922,000 | 1,280,000 |
| Noninterest income | 57,000 | 79,000 | 117,000 | 142,000 |
| Noninterest expense | 360,000 | 720,000 | 1,110,000 | 1,515,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | -21,000 | -73,000 | -95,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | -21,000 | -73,000 | -95,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,222,000 | 3,785,000 | 3,774,000 | 3,751,000 |
| Total capital | 2,550,000 | 4,119,000 | 4,117,000 | 4,140,000 |
| Risk-weighted assets | 25,864,000 | 26,379,000 | 27,049,000 | 30,831,000 |