Call reports 2012
RIVERLAND BANK — 2012
What RIVERLAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 27,446,000 | 32,653,000 | 32,777,000 | 35,454,000 |
| Total loans | 18,367,000 | 18,730,000 | 21,442,000 | 23,056,000 |
| Allowance for loan losses | 811,000 | 812,000 | 803,000 | 733,000 |
| Securities available for sale | 2,154,000 | 2,025,000 | 3,077,000 | 2,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,398,000 | 30,761,000 | 30,324,000 | 33,147,000 |
| Interest-bearing deposits | 23,036,000 | 25,153,000 | 25,384,000 | 30,574,000 |
| Noninterest-bearing deposits | 2,363,000 | 5,608,000 | 4,939,000 | 2,573,000 |
| Equity capital | 1,885,000 | 1,756,000 | 2,309,000 | 2,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 263,000 | 554,000 | 866,000 | 1,213,000 |
| Interest expense | 68,000 | 131,000 | 191,000 | 254,000 |
| Net interest income | 195,000 | 423,000 | 675,000 | 959,000 |
| Noninterest income | 19,000 | 36,000 | 70,000 | 92,000 |
| Noninterest expense | 379,000 | 758,000 | 1,113,000 | 1,514,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -165,000 | -299,000 | -368,000 | -463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -165,000 | -299,000 | -368,000 | -463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,887,000 | 1,754,000 | 2,301,000 | 2,206,000 |
| Total capital | 2,138,000 | 2,005,000 | 2,615,000 | 2,534,000 |
| Risk-weighted assets | 19,484,000 | 19,535,000 | 24,625,000 | 26,169,000 |