Call reports 2011
RIVERLAND BANK — 2011
What RIVERLAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 33,793,000 | 31,502,000 | 26,875,000 | 26,558,000 |
| Total loans | 22,398,000 | 19,073,000 | 17,523,000 | 17,271,000 |
| Allowance for loan losses | 960,000 | 830,000 | 835,000 | 959,000 |
| Securities available for sale | 3,004,000 | 2,822,000 | 1,665,000 | 1,933,000 |
| Securities held to maturity | 119,000 | 103,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,367,000 | 30,436,000 | 25,967,000 | 25,792,000 |
| Interest-bearing deposits | 29,575,000 | 27,778,000 | 23,052,000 | 22,925,000 |
| Noninterest-bearing deposits | 2,792,000 | 2,658,000 | 2,915,000 | 2,868,000 |
| Equity capital | 1,236,000 | 945,000 | 784,000 | 647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 685,000 | 991,000 | 1,283,000 |
| Interest expense | 111,000 | 212,000 | 305,000 | 379,000 |
| Net interest income | 248,000 | 473,000 | 686,000 | 904,000 |
| Noninterest income | 17,000 | 875,000 | 57,000 | -38,000 |
| Noninterest expense | 384,000 | 1,780,000 | 1,356,000 | 1,613,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | -216,000 | -532,000 | -660,000 | -794,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -216,000 | -532,000 | -660,000 | -794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,236,000 | 915,000 | 784,000 | 653,000 |
| Total capital | 1,593,000 | 1,210,000 | 1,029,000 | 894,000 |
| Risk-weighted assets | 27,966,000 | 23,056,000 | 18,989,000 | 18,448,000 |