Call reports 2010
RIVERLAND BANK — 2010
What RIVERLAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 51,068,000 | 42,987,000 | 38,800,000 | 34,936,000 |
| Total loans | 28,509,000 | 27,707,000 | 25,490,000 | 22,556,000 |
| Allowance for loan losses | 614,000 | 531,000 | 834,000 | 924,000 |
| Securities available for sale | 3,840,000 | 3,032,000 | 2,728,000 | 2,725,000 |
| Securities held to maturity | 10,199,000 | 178,000 | 157,000 | 138,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,920,000 | 39,701,000 | 36,176,000 | 33,282,000 |
| Interest-bearing deposits | 37,484,000 | 37,386,000 | 33,417,000 | 30,983,000 |
| Noninterest-bearing deposits | 2,436,000 | 2,315,000 | 2,759,000 | 2,298,000 |
| Equity capital | 3,158,000 | 3,042,000 | 2,475,000 | 1,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 904,000 | 1,292,000 | 1,669,000 |
| Interest expense | 215,000 | 392,000 | 535,000 | 651,000 |
| Net interest income | 199,000 | 512,000 | 757,000 | 1,018,000 |
| Noninterest income | 27,000 | 143,000 | 153,000 | 168,000 |
| Noninterest expense | 474,000 | 1,041,000 | 1,542,000 | 2,124,000 |
| Provision for loan losses | 0 | 0 | 350,000 | 1,034,000 |
| Pretax income | -248,000 | -386,000 | -925,000 | -1,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -248,000 | -386,000 | -925,000 | -1,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,113,000 | 2,976,000 | 2,436,000 | 1,446,000 |
| Total capital | 3,539,000 | 3,379,000 | 2,779,000 | 1,795,000 |
| Risk-weighted assets | 33,861,000 | 32,082,000 | 28,564,000 | 27,012,000 |