Call reports 2005
RIVERLAND BANK — 2005
What RIVERLAND BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q4 |
|---|---|
| Total assets | 11,330,000 |
| Total loans | 4,434,000 |
| Allowance for loan losses | 55,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 6,044,000 |
| Interest-bearing deposits | 3,543,000 |
| Noninterest-bearing deposits | 2,501,000 |
| Equity capital | 5,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q4 |
|---|---|
| Interest income | 86,000 |
| Interest expense | 15,000 |
| Net interest income | 71,000 |
| Noninterest income | 18,000 |
| Noninterest expense | 257,000 |
| Provision for loan losses | 55,000 |
| Pretax income | -223,000 |
| Income tax | 0 |
| Net income | -223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q4 |
|---|---|
| Tier 1 capital | 5,277,000 |
| Total capital | 5,332,000 |
| Risk-weighted assets | 11,385,000 |