Call reports 2007
PROVIDENCE BANK — 2007
What PROVIDENCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 19,729,000 | 21,641,000 | 23,237,000 | 28,146,000 |
| Total loans | 12,458,000 | 14,264,000 | 16,145,000 | 17,472,000 |
| Allowance for loan losses | 208,000 | 231,000 | 261,000 | 271,000 |
| Securities available for sale | 497,000 | 3,494,000 | 3,503,000 | 2,566,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,547,000 | 15,603,000 | 17,384,000 | 20,400,000 |
| Interest-bearing deposits | 12,698,000 | 14,796,000 | 16,229,000 | 19,570,000 |
| Noninterest-bearing deposits | 849,000 | 807,000 | 1,155,000 | 830,000 |
| Equity capital | 6,002,000 | 5,843,000 | 5,656,000 | 5,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 308,000 | 666,000 | 1,053,000 | 1,468,000 |
| Interest expense | 135,000 | 296,000 | 479,000 | 687,000 |
| Net interest income | 173,000 | 370,000 | 574,000 | 781,000 |
| Noninterest income | 2,000 | 4,000 | 6,000 | 15,000 |
| Noninterest expense | 339,000 | 671,000 | 1,043,000 | 1,466,000 |
| Provision for loan losses | 43,000 | 66,000 | 96,000 | 106,000 |
| Pretax income | -207,000 | -363,000 | -559,000 | -776,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -207,000 | -363,000 | -559,000 | -776,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,004,000 | 5,848,000 | 5,652,000 | 5,436,000 |
| Total capital | 6,054,000 | 6,034,000 | 5,860,000 | 5,661,000 |
| Risk-weighted assets | 3,829,000 | 14,811,000 | 16,602,000 | 17,983,000 |
Machine access — free, no API key
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