Call reports 2006
PROVIDENCE BANK — 2006
What PROVIDENCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,993,000 | 16,179,000 | 16,178,000 | 17,290,000 |
| Total loans | 2,735,000 | 4,279,000 | 6,075,000 | 9,140,000 |
| Allowance for loan losses | 90,000 | 135,000 | 150,000 | 165,000 |
| Securities available for sale | 5,457,000 | 3,972,000 | 3,992,000 | 2,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,330,000 | 10,701,000 | 9,987,000 | 10,918,000 |
| Interest-bearing deposits | 5,119,000 | 10,409,000 | 9,529,000 | 10,286,000 |
| Noninterest-bearing deposits | 211,000 | 292,000 | 458,000 | 632,000 |
| Equity capital | 5,578,000 | 5,341,000 | 6,076,000 | 6,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 118,000 | 292,000 | 514,000 | 767,000 |
| Interest expense | 40,000 | 119,000 | 216,000 | 321,000 |
| Net interest income | 78,000 | 173,000 | 298,000 | 446,000 |
| Noninterest income | 3,000 | 5,000 | 6,000 | 8,000 |
| Noninterest expense | 269,000 | 557,000 | 853,000 | 1,194,000 |
| Provision for loan losses | 45,000 | 90,000 | 105,000 | 120,000 |
| Pretax income | -233,000 | -469,000 | -654,000 | -860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -469,000 | -654,000 | -860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,591,000 | 5,354,000 | 6,079,000 | 6,212,000 |
| Total capital | 5,640,000 | 5,393,000 | 6,109,000 | 6,356,000 |
| Risk-weighted assets | 3,864,000 | 3,042,000 | 3,029,000 | 11,494,000 |
Machine access — free, no API key
Every figure shown here about PROVIDENCE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.