Call reports 2007
FIRST NATIONAL BANK OF LAFOLLETTE — 2007
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 191,674,000 | 190,283,000 | 193,666,000 | 197,624,000 |
| Total loans | 135,469,000 | 135,883,000 | 140,401,000 | 146,883,000 |
| Allowance for loan losses | 1,326,000 | 1,268,000 | 1,251,000 | 1,220,000 |
| Securities available for sale | 33,851,000 | 33,271,000 | 34,102,000 | 34,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,224,000 | 170,434,000 | 173,654,000 | 171,850,000 |
| Interest-bearing deposits | 147,153,000 | 144,853,000 | 24,887,000 | 149,564,000 |
| Noninterest-bearing deposits | 24,071,000 | 25,581,000 | 148,767,000 | 22,286,000 |
| Equity capital | 17,180,000 | 16,782,000 | 16,906,000 | 17,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,104,000 | 6,435,000 | 9,732,000 | 13,124,000 |
| Interest expense | 1,277,000 | 2,600,000 | 3,965,000 | 5,373,000 |
| Net interest income | 1,827,000 | 3,835,000 | 5,767,000 | 7,751,000 |
| Noninterest income | 373,000 | 687,000 | 1,148,000 | 1,538,000 |
| Noninterest expense | 1,591,000 | 3,379,000 | 5,141,000 | 7,088,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 530,000 |
| Pretax income | 534,000 | 993,000 | 1,552,000 | 1,680,000 |
| Income tax | 196,000 | 362,000 | 567,000 | 628,000 |
| Net income | 338,000 | 631,000 | 985,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,566,000 | 17,490,000 | 17,410,000 | 17,477,000 |
| Total capital | 18,892,000 | 18,758,000 | 18,661,000 | 18,697,000 |
| Risk-weighted assets | 129,535,000 | 130,144,000 | 133,703,000 | 140,245,000 |