Call reports 2005
FIRST NATIONAL BANK OF LAFOLLETTE — 2005
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 171,212,000 | 171,349,000 | 174,235,000 | 174,449,000 |
| Total loans | 113,243,000 | 116,216,000 | 119,467,000 | 121,263,000 |
| Allowance for loan losses | 1,204,000 | 1,007,000 | 1,137,000 | 1,270,000 |
| Securities available for sale | 44,658,000 | 42,003,000 | 41,421,000 | 40,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,967,000 | 148,063,000 | 153,438,000 | 152,511,000 |
| Interest-bearing deposits | 131,192,000 | 128,342,000 | 131,195,000 | 131,380,000 |
| Noninterest-bearing deposits | 18,775,000 | 19,721,000 | 22,243,000 | 21,131,000 |
| Equity capital | 16,550,000 | 17,176,000 | 17,059,000 | 16,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,418,000 | 4,895,000 | 7,487,000 | 10,152,000 |
| Interest expense | 627,000 | 1,319,000 | 2,083,000 | 2,933,000 |
| Net interest income | 1,791,000 | 3,576,000 | 5,404,000 | 7,219,000 |
| Noninterest income | 334,000 | 643,000 | 973,000 | 1,298,000 |
| Noninterest expense | 1,440,000 | 2,811,000 | 4,213,000 | 5,832,000 |
| Provision for loan losses | 120,000 | 240,000 | 378,000 | 458,000 |
| Pretax income | 573,000 | 1,184,000 | 1,802,000 | 2,251,000 |
| Income tax | 183,000 | 390,000 | 601,000 | 717,000 |
| Net income | 390,000 | 794,000 | 1,201,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,002,000 | 17,233,000 | 16,901,000 | 17,540,000 |
| Total capital | 18,206,000 | 18,240,000 | 18,038,000 | 18,810,000 |
| Risk-weighted assets | 101,010,000 | 105,020,000 | 108,158,000 | 101,983,000 |