Call reports 2004
FIRST NATIONAL BANK OF LAFOLLETTE — 2004
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 168,792,000 | 171,048,000 | 172,135,000 | 172,401,000 |
| Total loans | 111,247,000 | 115,643,000 | 115,166,000 | 113,928,000 |
| Allowance for loan losses | 1,270,000 | 1,322,000 | 1,345,000 | 1,300,000 |
| Securities available for sale | 46,408,000 | 45,189,000 | 44,648,000 | 44,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,009,000 | 148,827,000 | 148,456,000 | 151,624,000 |
| Interest-bearing deposits | 130,463,000 | 129,905,000 | 128,604,000 | 131,706,000 |
| Noninterest-bearing deposits | 16,546,000 | 18,922,000 | 19,852,000 | 19,918,000 |
| Equity capital | 17,087,000 | 15,774,000 | 16,876,000 | 16,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,374,000 | 4,769,000 | 7,108,000 | 9,534,000 |
| Interest expense | 562,000 | 1,118,000 | 1,682,000 | 2,284,000 |
| Net interest income | 1,812,000 | 3,651,000 | 5,426,000 | 7,250,000 |
| Noninterest income | 257,000 | 601,000 | 833,000 | 1,241,000 |
| Noninterest expense | 1,326,000 | 2,773,000 | 4,106,000 | 5,693,000 |
| Provision for loan losses | 75,000 | 135,000 | 195,000 | 495,000 |
| Pretax income | 722,000 | 1,398,000 | 2,016,000 | 2,364,000 |
| Income tax | 232,000 | 461,000 | 659,000 | 760,000 |
| Net income | 490,000 | 937,000 | 1,357,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,625,000 | 16,462,000 | 16,709,000 | 16,784,000 |
| Total capital | 17,875,000 | 17,768,000 | 18,017,000 | 18,084,000 |
| Risk-weighted assets | 99,967,000 | 104,711,000 | 104,461,000 | 104,157,000 |