Call reports 2003
FIRST NATIONAL BANK OF LAFOLLETTE — 2003
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 162,912,000 | 167,742,000 | 166,635,000 | 167,559,000 |
| Total loans | 104,368,000 | 104,856,000 | 109,675,000 | 110,944,000 |
| Allowance for loan losses | 1,027,000 | 1,136,000 | 1,174,000 | 1,207,000 |
| Securities available for sale | 42,773,000 | 50,118,000 | 47,171,000 | 46,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,670,000 | 144,918,000 | 143,138,000 | 140,410,000 |
| Interest-bearing deposits | 124,294,000 | 126,694,000 | 125,791,000 | 124,083,000 |
| Noninterest-bearing deposits | 16,376,000 | 18,224,000 | 17,347,000 | 16,327,000 |
| Equity capital | 16,004,000 | 16,461,000 | 16,144,000 | 16,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,461,000 | 4,875,000 | 7,428,000 | 9,857,000 |
| Interest expense | 686,000 | 1,360,000 | 1,967,000 | 2,517,000 |
| Net interest income | 1,775,000 | 3,515,000 | 5,461,000 | 7,340,000 |
| Noninterest income | 370,000 | 685,000 | 962,000 | 1,219,000 |
| Noninterest expense | 1,310,000 | 2,627,000 | 3,895,000 | 5,251,000 |
| Provision for loan losses | 105,000 | 225,000 | 300,000 | 354,000 |
| Pretax income | 762,000 | 1,382,000 | 2,271,000 | 3,023,000 |
| Income tax | 253,000 | 453,000 | 761,000 | 1,020,000 |
| Net income | 509,000 | 929,000 | 1,510,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,321,000 | 15,563,000 | 15,964,000 | 16,307,000 |
| Total capital | 16,348,000 | 16,699,000 | 17,138,000 | 17,514,000 |
| Risk-weighted assets | 94,692,000 | 94,434,000 | 97,032,000 | 99,012,000 |