Call reports 2002
FIRST NATIONAL BANK OF LAFOLLETTE — 2002
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 155,835,000 | 160,308,000 | 159,335,000 | 159,632,000 |
| Total loans | 93,503,000 | 96,335,000 | 98,252,000 | 102,620,000 |
| Allowance for loan losses | 950,000 | 989,000 | 867,000 | 974,000 |
| Securities available for sale | 46,380,000 | 47,528,000 | 47,593,000 | 47,075,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,128,000 | 138,298,000 | 137,337,000 | 136,899,000 |
| Interest-bearing deposits | 119,950,000 | 121,547,000 | 120,595,000 | 121,072,000 |
| Noninterest-bearing deposits | 15,178,000 | 16,751,000 | 16,742,000 | 15,827,000 |
| Equity capital | 13,963,000 | 14,861,000 | 15,480,000 | 15,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,548,000 | 5,115,000 | 7,630,000 | 10,164,000 |
| Interest expense | 886,000 | 1,693,000 | 2,450,000 | 3,167,000 |
| Net interest income | 1,662,000 | 3,422,000 | 5,180,000 | 6,997,000 |
| Noninterest income | 203,000 | 473,000 | 741,000 | 1,001,000 |
| Noninterest expense | 1,253,000 | 2,465,000 | 3,669,000 | 4,907,000 |
| Provision for loan losses | 75,000 | 120,000 | 230,000 | 350,000 |
| Pretax income | 551,000 | 1,351,000 | 2,063,000 | 2,822,000 |
| Income tax | 163,000 | 440,000 | 675,000 | 925,000 |
| Net income | 388,000 | 911,000 | 1,388,000 | 1,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,992,000 | 14,268,000 | 14,624,000 | 14,965,000 |
| Total capital | 14,942,000 | 15,257,000 | 15,491,000 | 15,939,000 |
| Risk-weighted assets | 88,824,000 | 92,227,000 | 91,413,000 | 93,673,000 |