Call reports 2001
FIRST NATIONAL BANK OF LAFOLLETTE — 2001
What FIRST NATIONAL BANK OF LAFOLLETTE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 157,139,000 | 161,017,000 | 152,939,000 | 153,282,000 |
| Total loans | 89,189,000 | 89,185,000 | 88,287,000 | 91,196,000 |
| Allowance for loan losses | 987,000 | 1,030,000 | 932,000 | 943,000 |
| Securities available for sale | 52,796,000 | 56,329,000 | 51,478,000 | 49,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,237,000 | 139,999,000 | 131,567,000 | 130,716,000 |
| Interest-bearing deposits | 124,876,000 | 125,674,000 | 117,534,000 | 116,202,000 |
| Noninterest-bearing deposits | 12,361,000 | 14,325,000 | 14,033,000 | 14,514,000 |
| Equity capital | 14,428,000 | 14,687,000 | 13,889,000 | 13,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,899,000 | 5,964,000 | 8,787,000 | 11,608,000 |
| Interest expense | 1,478,000 | 3,011,000 | 4,385,000 | 5,509,000 |
| Net interest income | 1,421,000 | 2,953,000 | 4,402,000 | 6,099,000 |
| Noninterest income | 232,000 | 529,000 | 774,000 | 1,060,000 |
| Noninterest expense | 1,163,000 | 2,250,000 | 3,425,000 | 4,593,000 |
| Provision for loan losses | 51,000 | 102,000 | 132,000 | 289,000 |
| Pretax income | 469,000 | 1,174,000 | 1,663,000 | 2,328,000 |
| Income tax | 136,000 | 372,000 | 530,000 | 677,000 |
| Net income | 333,000 | 802,000 | 1,133,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,052,000 | 14,422,000 | 13,426,000 | 13,764,000 |
| Total capital | 15,039,000 | 15,452,000 | 14,367,000 | 14,707,000 |
| Risk-weighted assets | 86,919,000 | 88,163,000 | 85,303,000 | 89,127,000 |
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