Call reports 2016
ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE — 2016
What ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,042,000 | 61,674,000 | 58,800,000 | 59,224,000 |
| Total loans | 15,766,000 | 17,660,000 | 16,285,000 | 16,427,000 |
| Allowance for loan losses | 138,000 | 138,000 | 159,000 | 158,000 |
| Securities available for sale | 36,663,000 | 37,643,000 | 35,925,000 | 36,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,699,000 | 51,987,000 | 49,201,000 | 50,622,000 |
| Interest-bearing deposits | 42,356,000 | 43,704,000 | 41,082,000 | 41,592,000 |
| Noninterest-bearing deposits | 9,343,000 | 8,283,000 | 8,119,000 | 9,030,000 |
| Equity capital | 9,250,000 | 9,570,000 | 9,474,000 | 8,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 464,000 | 915,000 | 1,397,000 | 1,832,000 |
| Interest expense | 19,000 | 37,000 | 55,000 | 73,000 |
| Net interest income | 445,000 | 878,000 | 1,342,000 | 1,759,000 |
| Noninterest income | 18,000 | 65,000 | 60,000 | 84,000 |
| Noninterest expense | 283,000 | 569,000 | 818,000 | 1,167,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 180,000 | 380,000 | 565,000 | 657,000 |
| Income tax | 8,000 | 16,000 | 24,000 | 31,000 |
| Net income | 172,000 | 364,000 | 541,000 | 626,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,482,000 | 8,512,000 | 8,527,000 | 8,450,000 |
| Total capital | 8,620,000 | 8,650,000 | 8,686,000 | 8,608,000 |
| Risk-weighted assets | 25,849,000 | 27,908,000 | 26,344,000 | 26,737,000 |