Call reports 2015
ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE — 2015
What ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 59,433,000 | 60,295,000 | 59,488,000 | 61,115,000 |
| Total loans | 14,443,000 | 16,143,000 | 16,704,000 | 17,838,000 |
| Allowance for loan losses | 120,000 | 120,000 | 120,000 | 138,000 |
| Securities available for sale | 35,395,000 | 37,145,000 | 35,766,000 | 36,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,006,000 | 51,258,000 | 50,231,000 | 52,011,000 |
| Interest-bearing deposits | 40,803,000 | 42,019,000 | 40,547,000 | 42,046,000 |
| Noninterest-bearing deposits | 9,203,000 | 9,239,000 | 9,684,000 | 9,965,000 |
| Equity capital | 9,340,000 | 8,963,000 | 9,173,000 | 9,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 877,000 | 1,354,000 | 1,816,000 |
| Interest expense | 19,000 | 40,000 | 59,000 | 79,000 |
| Net interest income | 422,000 | 837,000 | 1,295,000 | 1,737,000 |
| Noninterest income | 18,000 | 38,000 | 55,000 | 85,000 |
| Noninterest expense | 291,000 | 546,000 | 808,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 149,000 | 329,000 | 542,000 | 683,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 32,000 |
| Net income | 142,000 | 315,000 | 519,000 | 651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,489,000 | 8,487,000 | 8,517,000 | 8,473,000 |
| Total capital | 8,609,000 | 8,607,000 | 8,637,000 | 8,611,000 |
| Risk-weighted assets | 24,412,000 | 25,377,000 | 26,079,000 | 27,041,000 |