Call reports 2012
ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE — 2012
What ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 54,233,000 | 53,625,000 | 53,378,000 | 55,494,000 |
| Total loans | 11,278,000 | 12,544,000 | 13,451,000 | 14,143,000 |
| Allowance for loan losses | 93,000 | 93,000 | 93,000 | 94,000 |
| Securities available for sale | 35,741,000 | 36,729,000 | 34,480,000 | 34,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,336,000 | 43,546,000 | 43,128,000 | 45,794,000 |
| Interest-bearing deposits | 36,964,000 | 36,756,000 | 35,339,000 | 37,482,000 |
| Noninterest-bearing deposits | 7,372,000 | 6,790,000 | 7,789,000 | 8,312,000 |
| Equity capital | 9,782,000 | 9,956,000 | 10,125,000 | 9,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 884,000 | 1,367,000 | 1,782,000 |
| Interest expense | 36,000 | 68,000 | 97,000 | 124,000 |
| Net interest income | 417,000 | 816,000 | 1,270,000 | 1,658,000 |
| Noninterest income | 25,000 | 54,000 | 82,000 | 117,000 |
| Noninterest expense | 253,000 | 445,000 | 686,000 | 1,064,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 425,000 | 666,000 | 711,000 |
| Income tax | 11,000 | 19,000 | 30,000 | 30,000 |
| Net income | 178,000 | 406,000 | 636,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,752,000 | 8,781,000 | 8,806,000 | 8,494,000 |
| Total capital | 8,845,000 | 8,874,000 | 8,899,000 | 8,588,000 |
| Risk-weighted assets | 20,652,000 | 21,560,000 | 22,069,000 | 22,826,000 |