Call reports 2002
ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE — 2002
What ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 40,975,000 | 40,843,000 | 42,523,000 | 43,108,000 |
| Total loans | 9,988,000 | 9,012,000 | 9,855,000 | 9,930,000 |
| Allowance for loan losses | 29,000 | 29,000 | 29,000 | 53,000 |
| Securities available for sale | 1,820,000 | 1,814,000 | 1,310,000 | 1,280,000 |
| Securities held to maturity | 25,502,000 | 25,703,000 | 24,853,000 | 25,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,622,000 | 32,379,000 | 33,988,000 | 34,561,000 |
| Interest-bearing deposits | 29,121,000 | 28,946,000 | 30,077,000 | 29,876,000 |
| Noninterest-bearing deposits | 3,501,000 | 3,433,000 | 3,911,000 | 4,685,000 |
| Equity capital | 8,213,000 | 8,321,000 | 8,424,000 | 8,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,196,000 | 1,757,000 | 2,308,000 |
| Interest expense | 189,000 | 365,000 | 529,000 | 682,000 |
| Net interest income | 408,000 | 831,000 | 1,228,000 | 1,626,000 |
| Noninterest income | 26,000 | 58,000 | 86,000 | 133,000 |
| Noninterest expense | 226,000 | 406,000 | 619,000 | 954,000 |
| Provision for loan losses | 0 | 0 | 0 | 26,000 |
| Pretax income | 208,000 | 483,000 | 695,000 | 779,000 |
| Income tax | 8,000 | 19,000 | 29,000 | 34,000 |
| Net income | 200,000 | 464,000 | 666,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,192,000 | 8,306,000 | 8,413,000 | 8,442,000 |
| Total capital | 8,221,000 | 8,335,000 | 8,442,000 | 8,495,000 |
| Risk-weighted assets | 18,588,000 | 16,779,000 | 18,518,000 | 18,901,000 |