Call reports 2001
ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE — 2001
What ROBERTS COUNTY NATIONAL BANK OF SISSETON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,254,000 | 39,467,000 | 40,183,000 | 41,378,000 |
| Total loans | 9,441,000 | 9,944,000 | 10,310,000 | 10,425,000 |
| Allowance for loan losses | 31,000 | 33,000 | 30,000 | 29,000 |
| Securities available for sale | 1,528,000 | 1,531,000 | 1,534,000 | 1,822,000 |
| Securities held to maturity | 22,676,000 | 23,083,000 | 23,620,000 | 23,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,044,000 | 31,218,000 | 31,876,000 | 32,962,000 |
| Interest-bearing deposits | 27,929,000 | 28,015,000 | 28,481,000 | 29,006,000 |
| Noninterest-bearing deposits | 3,115,000 | 3,203,000 | 3,395,000 | 3,956,000 |
| Equity capital | 7,925,000 | 7,971,000 | 8,140,000 | 8,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,278,000 | 1,912,000 | 2,525,000 |
| Interest expense | 309,000 | 601,000 | 859,000 | 1,081,000 |
| Net interest income | 344,000 | 677,000 | 1,053,000 | 1,444,000 |
| Noninterest income | 21,000 | 45,000 | 71,000 | 112,000 |
| Noninterest expense | 191,000 | 369,000 | 546,000 | 836,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 353,000 | 578,000 | 720,000 |
| Income tax | 7,000 | 14,000 | 23,000 | 31,000 |
| Net income | 167,000 | 339,000 | 555,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,898,000 | 7,942,000 | 8,108,000 | 8,242,000 |
| Total capital | 7,929,000 | 7,975,000 | 8,138,000 | 8,271,000 |
| Risk-weighted assets | 17,729,000 | 18,436,000 | 18,818,000 | 19,148,000 |