Call report 2020Q4
VIRGINIA COMMONWEALTH BANK — 2020Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,219,037,000 | USD | evidence → |
| Total loans | 1,059,397,000 | USD | evidence → |
| Allowance for loan losses | 13,789,000 | USD | evidence → |
| Securities available for sale | 82,194,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,040,979,000 | USD | evidence → |
| Interest-bearing deposits | 820,829,000 | USD | evidence → |
| Noninterest-bearing deposits | 220,150,000 | USD | evidence → |
| Equity capital | 131,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 49,855,000 | USD | evidence → |
| Interest expense | 9,639,000 | USD | evidence → |
| Net interest income | 40,216,000 | USD | evidence → |
| Noninterest income | 6,490,000 | USD | evidence → |
| Noninterest expense | 38,331,000 | USD | evidence → |
| Provision for loan losses | 6,824,000 | USD | evidence → |
| Pretax income | 1,575,000 | USD | evidence → |
| Income tax | 1,778,000 | USD | evidence → |
| Net income | -203,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 129,845,000 | USD | evidence → |
| Total capital | 142,673,000 | USD | evidence → |
| Risk-weighted assets | 1,025,142,000 | USD | evidence → |