Call report 2015Q4
VIRGINIA COMMONWEALTH BANK — 2015Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 449,709,000 | USD | evidence → |
| Total loans | 347,816,000 | USD | evidence → |
| Allowance for loan losses | 4,223,000 | USD | evidence → |
| Securities available for sale | 53,277,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 360,040,000 | USD | evidence → |
| Interest-bearing deposits | 294,020,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,020,000 | USD | evidence → |
| Equity capital | 40,057,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,227,000 | USD | evidence → |
| Interest expense | 2,755,000 | USD | evidence → |
| Net interest income | 13,472,000 | USD | evidence → |
| Noninterest income | 2,500,000 | USD | evidence → |
| Noninterest expense | 13,906,000 | USD | evidence → |
| Provision for loan losses | 1,597,000 | USD | evidence → |
| Pretax income | 511,000 | USD | evidence → |
| Income tax | -168,000 | USD | evidence → |
| Net income | 679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,986,000 | USD | evidence → |
| Total capital | 42,942,000 | USD | evidence → |
| Risk-weighted assets | 316,182,000 | USD | evidence → |