Call report 2014Q4
VIRGINIA COMMONWEALTH BANK — 2014Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 387,784,000 | USD | evidence → |
| Total loans | 298,447,000 | USD | evidence → |
| Allowance for loan losses | 3,205,000 | USD | evidence → |
| Securities available for sale | 39,641,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,087,000 | USD | evidence → |
| Interest-bearing deposits | 244,277,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,810,000 | USD | evidence → |
| Equity capital | 34,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,408,000 | USD | evidence → |
| Interest expense | 2,196,000 | USD | evidence → |
| Net interest income | 12,212,000 | USD | evidence → |
| Noninterest income | 2,850,000 | USD | evidence → |
| Noninterest expense | 12,269,000 | USD | evidence → |
| Provision for loan losses | 611,000 | USD | evidence → |
| Pretax income | 2,157,000 | USD | evidence → |
| Income tax | 502,000 | USD | evidence → |
| Net income | 1,655,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,241,000 | USD | evidence → |
| Total capital | 36,446,000 | USD | evidence → |
| Risk-weighted assets | 274,088,000 | USD | evidence → |