Call report 2012Q4
VIRGINIA COMMONWEALTH BANK — 2012Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,304,000 | USD | evidence → |
| Total loans | 239,238,000 | USD | evidence → |
| Allowance for loan losses | 3,094,000 | USD | evidence → |
| Securities available for sale | 34,713,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 284,377,000 | USD | evidence → |
| Interest-bearing deposits | 224,707,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,670,000 | USD | evidence → |
| Equity capital | 30,283,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,151,000 | USD | evidence → |
| Interest expense | 3,436,000 | USD | evidence → |
| Net interest income | 10,715,000 | USD | evidence → |
| Noninterest income | 2,840,000 | USD | evidence → |
| Noninterest expense | 11,819,000 | USD | evidence → |
| Provision for loan losses | 1,895,000 | USD | evidence → |
| Pretax income | 799,000 | USD | evidence → |
| Income tax | 185,000 | USD | evidence → |
| Net income | 614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,714,000 | USD | evidence → |
| Total capital | 31,514,000 | USD | evidence → |
| Risk-weighted assets | 223,744,000 | USD | evidence → |