Call report 2003Q4
VIRGINIA COMMONWEALTH BANK — 2003Q4
The 22 measures VIRGINIA COMMONWEALTH BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 289,198,000 | USD | evidence → |
| Total loans | 190,352,000 | USD | evidence → |
| Allowance for loan losses | 1,902,000 | USD | evidence → |
| Securities available for sale | 64,755,000 | USD | evidence → |
| Securities held to maturity | 417,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 258,139,000 | USD | evidence → |
| Interest-bearing deposits | 222,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,571,000 | USD | evidence → |
| Equity capital | 22,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,304,000 | USD | evidence → |
| Interest expense | 4,766,000 | USD | evidence → |
| Net interest income | 9,538,000 | USD | evidence → |
| Noninterest income | 1,945,000 | USD | evidence → |
| Noninterest expense | 8,350,000 | USD | evidence → |
| Provision for loan losses | 312,000 | USD | evidence → |
| Pretax income | 3,192,000 | USD | evidence → |
| Income tax | 834,000 | USD | evidence → |
| Net income | 2,358,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,910,000 | USD | evidence → |
| Total capital | 20,812,000 | USD | evidence → |
| Risk-weighted assets | 190,798,000 | USD | evidence → |