Call reports 2002

FRONTENAC BANK — 2002

Name: FRONTENAC BANK — FFIEC call report 2002
Creator: FRONTENAC BANK

What FRONTENAC BANK reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/9d518005-5d78-4718-ba4f-bd43a0602e8a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	114,497,000	118,325,000	136,118,000	140,472,000
Total loans	81,801,000	88,896,000	99,153,000	109,472,000
Allowance for loan losses	840,000	879,000	980,000	1,145,000
Securities available for sale	13,899,000	13,612,000	11,997,000	14,237,000
Securities held to maturity	1,240,000	745,000	496,000	497,000
Trading assets	0	0	0	0
Total deposits	96,912,000	100,361,000	115,570,000	116,039,000
Interest-bearing deposits	90,665,000	94,875,000	108,609,000	108,103,000
Noninterest-bearing deposits	6,246,000	5,486,000	6,961,000	7,936,000
Equity capital	10,633,000	10,960,000	11,245,000	11,605,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,572,000	3,255,000	5,044,000	6,930,000
Interest expense	855,000	1,672,000	2,485,000	3,242,000
Net interest income	717,000	1,583,000	2,559,000	3,688,000
Noninterest income	81,000	153,000	275,000	413,000
Noninterest expense	464,000	929,000	1,451,000	2,040,000
Provision for loan losses	84,000	209,000	506,000	601,000
Pretax income	250,000	598,000	877,000	1,460,000
Income tax	97,000	206,000	303,000	554,000
Net income	153,000	392,000	574,000	906,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	10,569,000	10,809,000	11,110,000	11,458,000
Total capital	11,409,000	11,688,000	12,090,000	12,603,000
Risk-weighted assets	88,943,000	96,504,000	108,821,000	119,438,000