Call reports 2018
CENTRAL STATE BANK — 2018
What CENTRAL STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 70,454,000 | 74,675,000 | 81,826,000 |
| Total loans | 38,364,000 | 38,239,000 | 37,077,000 |
| Allowance for loan losses | 452,000 | 453,000 | 456,000 |
| Securities available for sale | 7,746,000 | 9,368,000 | 8,724,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 59,114,000 | 63,279,000 | 70,240,000 |
| Interest-bearing deposits | 41,252,000 | 43,296,000 | 48,707,000 |
| Noninterest-bearing deposits | 17,862,000 | 19,983,000 | 21,533,000 |
| Equity capital | 10,628,000 | 10,717,000 | 10,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 568,000 | 1,179,000 | 1,827,000 |
| Interest expense | 17,000 | 38,000 | 66,000 |
| Net interest income | 551,000 | 1,141,000 | 1,761,000 |
| Noninterest income | 357,000 | 594,000 | 863,000 |
| Noninterest expense | 702,000 | 1,414,000 | 2,099,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 |
| Pretax income | 191,000 | 306,000 | 510,000 |
| Income tax | 40,000 | 64,000 | 107,000 |
| Net income | 151,000 | 242,000 | 403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 10,629,000 | 10,719,000 | 10,572,000 |
| Total capital | 11,081,000 | 11,172,000 | 11,028,000 |
| Risk-weighted assets | 39,679,000 | 39,578,000 | 40,497,000 |