Call reports 2017
CENTRAL STATE BANK — 2017
What CENTRAL STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 73,651,000 | 70,015,000 | 74,734,000 | 70,761,000 |
| Total loans | 39,731,000 | 41,495,000 | 41,711,000 | 38,869,000 |
| Allowance for loan losses | 441,000 | 425,000 | 445,000 | 453,000 |
| Securities available for sale | 10,518,000 | 8,082,000 | 7,351,000 | 8,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,530,000 | 58,060,000 | 62,784,000 | 59,273,000 |
| Interest-bearing deposits | 42,553,000 | 39,362,000 | 43,952,000 | 40,857,000 |
| Noninterest-bearing deposits | 17,977,000 | 18,698,000 | 18,832,000 | 18,416,000 |
| Equity capital | 9,727,000 | 10,154,000 | 10,296,000 | 10,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,157,000 | 1,788,000 | 2,371,000 |
| Interest expense | 19,000 | 37,000 | 54,000 | 72,000 |
| Net interest income | 549,000 | 1,120,000 | 1,734,000 | 2,299,000 |
| Noninterest income | 239,000 | 654,000 | 961,000 | 1,220,000 |
| Noninterest expense | 675,000 | 1,378,000 | 2,062,000 | 2,724,000 |
| Provision for loan losses | 0 | 1,000 | 20,000 | 30,000 |
| Pretax income | 113,000 | 395,000 | 613,000 | 765,000 |
| Income tax | 37,000 | 130,000 | 202,000 | -47,000 |
| Net income | 76,000 | 265,000 | 411,000 | 812,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,710,000 | 10,144,000 | 10,281,000 | 10,475,000 |
| Total capital | 10,151,000 | 10,569,000 | 10,726,000 | 10,928,000 |
| Risk-weighted assets | 39,220,000 | 41,511,000 | 41,921,000 | 39,510,000 |