Call reports 2014
CENTRAL STATE BANK — 2014
What CENTRAL STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 75,464,000 | 73,188,000 | 74,932,000 | 69,038,000 |
| Total loans | 32,914,000 | 33,125,000 | 34,286,000 | 33,975,000 |
| Allowance for loan losses | 409,000 | 407,000 | 405,000 | 398,000 |
| Securities available for sale | 14,958,000 | 14,989,000 | 15,533,000 | 16,694,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,978,000 | 63,515,000 | 65,452,000 | 59,636,000 |
| Interest-bearing deposits | 51,415,000 | 46,302,000 | 48,578,000 | 45,027,000 |
| Noninterest-bearing deposits | 14,563,000 | 17,213,000 | 16,874,000 | 14,609,000 |
| Equity capital | 9,063,000 | 9,068,000 | 9,110,000 | 9,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,026,000 | 1,564,000 | 2,096,000 |
| Interest expense | 34,000 | 65,000 | 93,000 | 120,000 |
| Net interest income | 478,000 | 961,000 | 1,471,000 | 1,976,000 |
| Noninterest income | 152,000 | 302,000 | 437,000 | 608,000 |
| Noninterest expense | 562,000 | 1,122,000 | 1,715,000 | 2,350,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 141,000 | 193,000 | 234,000 |
| Income tax | 16,000 | 33,000 | 44,000 | 53,000 |
| Net income | 52,000 | 108,000 | 149,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,997,000 | 9,011,000 | 9,051,000 | 9,028,000 |
| Total capital | 9,406,000 | 9,418,000 | 9,456,000 | 9,426,000 |
| Risk-weighted assets | 37,705,000 | 37,841,000 | 38,288,000 | 37,645,000 |