Call reports 2011
CENTRAL STATE BANK — 2011
What CENTRAL STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,595,000 | 62,984,000 | 70,540,000 | 64,856,000 |
| Total loans | 38,228,000 | 37,866,000 | 36,783,000 | 36,971,000 |
| Allowance for loan losses | 378,000 | 378,000 | 379,000 | 368,000 |
| Securities available for sale | 6,098,000 | 5,290,000 | 5,230,000 | 4,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,755,000 | 54,059,000 | 61,548,000 | 55,859,000 |
| Interest-bearing deposits | 46,278,000 | 43,817,000 | 45,346,000 | 44,058,000 |
| Noninterest-bearing deposits | 9,477,000 | 10,242,000 | 16,202,000 | 11,801,000 |
| Equity capital | 8,260,000 | 8,361,000 | 8,366,000 | 8,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,243,000 | 1,868,000 | 2,525,000 |
| Interest expense | 88,000 | 167,000 | 238,000 | 302,000 |
| Net interest income | 530,000 | 1,076,000 | 1,630,000 | 2,223,000 |
| Noninterest income | 111,000 | 270,000 | 508,000 | 795,000 |
| Noninterest expense | 572,000 | 1,149,000 | 1,753,000 | 2,383,000 |
| Provision for loan losses | 68,000 | 68,000 | 98,000 | 401,000 |
| Pretax income | 1,000 | 129,000 | 287,000 | 234,000 |
| Income tax | -5,000 | 35,000 | 86,000 | 76,000 |
| Net income | 6,000 | 94,000 | 201,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,226,000 | 8,310,000 | 8,256,000 | 8,413,000 |
| Total capital | 8,604,000 | 8,688,000 | 8,635,000 | 8,781,000 |
| Risk-weighted assets | 41,544,000 | 41,231,000 | 42,437,000 | 37,736,000 |