Call reports 2010
CENTRAL STATE BANK — 2010
What CENTRAL STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,516,000 | 60,928,000 | 68,575,000 | 63,702,000 |
| Total loans | 41,631,000 | 42,625,000 | 40,934,000 | 39,925,000 |
| Allowance for loan losses | 428,000 | 434,000 | 435,000 | 433,000 |
| Securities available for sale | 5,088,000 | 5,021,000 | 4,067,000 | 3,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,914,000 | 52,266,000 | 59,741,000 | 54,804,000 |
| Interest-bearing deposits | 45,937,000 | 42,900,000 | 45,708,000 | 44,615,000 |
| Noninterest-bearing deposits | 7,977,000 | 9,366,000 | 14,033,000 | 10,189,000 |
| Equity capital | 8,058,000 | 8,146,000 | 8,219,000 | 8,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,352,000 | 2,080,000 | 2,715,000 |
| Interest expense | 137,000 | 259,000 | 372,000 | 474,000 |
| Net interest income | 518,000 | 1,093,000 | 1,708,000 | 2,241,000 |
| Noninterest income | 154,000 | 325,000 | 550,000 | 744,000 |
| Noninterest expense | 546,000 | 1,095,000 | 1,713,000 | 2,273,000 |
| Provision for loan losses | 5,000 | 17,000 | 187,000 | 202,000 |
| Pretax income | 121,000 | 306,000 | 358,000 | 510,000 |
| Income tax | 36,000 | 92,000 | 103,000 | 149,000 |
| Net income | 85,000 | 214,000 | 255,000 | 361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,998,000 | 8,070,000 | 8,173,000 | 8,301,000 |
| Total capital | 8,426,000 | 8,504,000 | 8,608,000 | 8,734,000 |
| Risk-weighted assets | 45,276,000 | 44,676,000 | 45,174,000 | 42,726,000 |