Call reports 2009
CENTRAL STATE BANK — 2009
What CENTRAL STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 61,675,000 | 62,087,000 | 66,588,000 | 62,137,000 |
| Total loans | 43,062,000 | 43,890,000 | 43,195,000 | 41,432,000 |
| Allowance for loan losses | 526,000 | 527,000 | 448,000 | 472,000 |
| Securities available for sale | 4,693,000 | 4,627,000 | 4,476,000 | 3,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,229,000 | 52,560,000 | 57,230,000 | 53,533,000 |
| Interest-bearing deposits | 43,668,000 | 43,106,000 | 48,418,000 | 44,102,000 |
| Noninterest-bearing deposits | 8,561,000 | 9,454,000 | 8,812,000 | 9,431,000 |
| Equity capital | 8,907,000 | 8,928,000 | 8,900,000 | 8,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,625,000 | 2,317,000 | 3,027,000 |
| Interest expense | 199,000 | 386,000 | 566,000 | 729,000 |
| Net interest income | 672,000 | 1,239,000 | 1,751,000 | 2,298,000 |
| Noninterest income | 343,000 | 520,000 | 681,000 | 905,000 |
| Noninterest expense | 605,000 | 1,160,000 | 1,732,000 | 2,314,000 |
| Provision for loan losses | 70,000 | 108,000 | 132,000 | 296,000 |
| Pretax income | 340,000 | 491,000 | 568,000 | 593,000 |
| Income tax | 108,000 | 155,000 | 177,000 | 181,000 |
| Net income | 232,000 | 336,000 | 391,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,818,000 | 8,833,000 | 8,776,000 | 8,064,000 |
| Total capital | 9,344,000 | 9,360,000 | 9,224,000 | 8,536,000 |
| Risk-weighted assets | 49,117,000 | 47,056,000 | 53,580,000 | 45,809,000 |