Call reports 2002
CENTRAL STATE BANK — 2002
What CENTRAL STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,021,000 | 55,575,000 | 58,725,000 | 58,683,000 |
| Total loans | 40,920,000 | 43,179,000 | 41,548,000 | 40,277,000 |
| Allowance for loan losses | 414,000 | 414,000 | 426,000 | 422,000 |
| Securities available for sale | 4,073,000 | 3,352,000 | 3,275,000 | 3,239,000 |
| Securities held to maturity | 748,000 | 632,000 | 520,000 | 156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,259,000 | 48,768,000 | 51,657,000 | 51,408,000 |
| Interest-bearing deposits | 41,430,000 | 41,968,000 | 43,645,000 | 44,194,000 |
| Noninterest-bearing deposits | 5,829,000 | 6,800,000 | 8,012,000 | 7,214,000 |
| Equity capital | 6,237,000 | 6,398,000 | 6,631,000 | 6,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,012,000 | 3,021,000 | 4,039,000 |
| Interest expense | 306,000 | 598,000 | 892,000 | 1,167,000 |
| Net interest income | 707,000 | 1,414,000 | 2,129,000 | 2,872,000 |
| Noninterest income | 116,000 | 182,000 | 298,000 | 475,000 |
| Noninterest expense | 488,000 | 956,000 | 1,424,000 | 1,968,000 |
| Provision for loan losses | 9,000 | 18,000 | 34,000 | 38,000 |
| Pretax income | 326,000 | 622,000 | 969,000 | 1,341,000 |
| Income tax | 107,000 | 205,000 | 319,000 | 440,000 |
| Net income | 219,000 | 417,000 | 650,000 | 901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,924,000 | 6,167,000 | 6,361,000 |
| Total capital | 6,172,000 | 6,338,000 | 6,593,000 | 6,783,000 |
| Risk-weighted assets | 38,936,000 | 40,898,000 | 39,435,000 | 38,606,000 |