Call reports 2001
CENTRAL STATE BANK — 2001
What CENTRAL STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 49,915,000 | 50,321,000 | 53,848,000 | 56,171,000 |
| Total loans | 36,581,000 | 37,829,000 | 38,273,000 | 39,556,000 |
| Allowance for loan losses | 354,000 | 354,000 | 368,000 | 400,000 |
| Securities available for sale | 2,826,000 | 3,279,000 | 4,068,000 | 3,807,000 |
| Securities held to maturity | 3,188,000 | 2,444,000 | 2,103,000 | 1,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,889,000 | 44,237,000 | 47,517,000 | 49,669,000 |
| Interest-bearing deposits | 38,782,000 | 38,024,000 | 40,180,000 | 42,448,000 |
| Noninterest-bearing deposits | 5,107,000 | 6,213,000 | 7,337,000 | 7,221,000 |
| Equity capital | 5,556,000 | 5,714,000 | 5,922,000 | 6,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,101,000 | 3,160,000 | 4,234,000 |
| Interest expense | 462,000 | 881,000 | 1,278,000 | 1,624,000 |
| Net interest income | 592,000 | 1,220,000 | 1,882,000 | 2,610,000 |
| Noninterest income | 97,000 | 211,000 | 327,000 | 534,000 |
| Noninterest expense | 414,000 | 863,000 | 1,329,000 | 1,883,000 |
| Provision for loan losses | 7,000 | 20,000 | 32,000 | 87,000 |
| Pretax income | 268,000 | 548,000 | 848,000 | 1,174,000 |
| Income tax | 88,000 | 180,000 | 279,000 | 386,000 |
| Net income | 180,000 | 368,000 | 569,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,027,000 | 5,199,000 | 5,411,000 | 5,580,000 |
| Total capital | 5,381,000 | 5,553,000 | 5,779,000 | 5,980,000 |
| Risk-weighted assets | 34,556,000 | 36,109,000 | 37,263,000 | 38,382,000 |