Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 167,685,000 | 177,946,000 | 176,112,000 | 176,269,000 |
| Total loans | 131,763,000 | 133,122,000 | 128,453,000 | 123,947,000 |
| Allowance for loan losses | 1,133,000 | 1,089,000 | 1,119,000 | 1,143,000 |
| Securities available for sale | 26,538,000 | 27,547,000 | 30,513,000 | 35,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,800,000 | 156,349,000 | 154,078,000 | 154,428,000 |
| Interest-bearing deposits | 123,110,000 | 128,078,000 | 124,325,000 | 123,258,000 |
| Noninterest-bearing deposits | 23,690,000 | 28,271,000 | 29,753,000 | 31,170,000 |
| Equity capital | 19,541,000 | 21,097,000 | 21,570,000 | 21,510,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,944,000 | 3,886,000 | 5,754,000 | 7,530,000 |
| Interest expense | 480,000 | 909,000 | 1,282,000 | 1,590,000 |
| Net interest income | 1,464,000 | 2,977,000 | 4,472,000 | 5,940,000 |
| Noninterest income | 103,000 | 342,000 | 549,000 | 646,000 |
| Noninterest expense | 663,000 | 1,520,000 | 2,436,000 | 3,760,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 904,000 | 1,769,000 | 2,525,000 | 2,736,000 |
| Income tax | 16,000 | 57,000 | 97,000 | 120,000 |
| Net income | 888,000 | 1,712,000 | 2,428,000 | 2,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,551,000 | 20,074,000 | 20,539,000 | 20,320,000 |