Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 165,994,000 | 170,436,000 | 170,240,000 | 164,859,000 |
| Total loans | 128,975,000 | 129,926,000 | 128,044,000 | 128,504,000 |
| Allowance for loan losses | 1,426,000 | 1,455,000 | 1,456,000 | 1,486,000 |
| Securities available for sale | 29,180,000 | 29,378,000 | 28,058,000 | 27,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,586,000 | 139,676,000 | 144,771,000 | 142,018,000 |
| Interest-bearing deposits | 117,876,000 | 119,770,000 | 121,194,000 | 115,738,000 |
| Noninterest-bearing deposits | 20,710,000 | 19,906,000 | 23,577,000 | 26,280,000 |
| Equity capital | 18,544,000 | 19,289,000 | 19,875,000 | 19,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,930,000 | 5,969,000 | 7,952,000 |
| Interest expense | 530,000 | 1,138,000 | 1,753,000 | 2,299,000 |
| Net interest income | 1,390,000 | 2,792,000 | 4,216,000 | 5,653,000 |
| Noninterest income | 113,000 | 194,000 | 308,000 | 413,000 |
| Noninterest expense | 667,000 | 1,508,000 | 2,405,000 | 3,496,000 |
| Provision for loan losses | 0 | 30,000 | 60,000 | 90,000 |
| Pretax income | 827,000 | 1,474,000 | 2,088,000 | 2,545,000 |
| Income tax | 26,000 | 61,000 | 92,000 | 124,000 |
| Net income | 801,000 | 1,413,000 | 1,996,000 | 2,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,337,000 | 18,678,000 | 19,042,000 | 19,025,000 |
| Total capital | 19,763,000 | 20,133,000 | 20,498,000 | 20,511,000 |
| Risk-weighted assets | 143,528,000 | 145,557,000 | 146,030,000 | 142,784,000 |