Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 152,876,000 | 159,144,000 | 162,200,000 | 167,316,000 |
| Total loans | 114,249,000 | 119,378,000 | 121,686,000 | 127,115,000 |
| Allowance for loan losses | 1,339,000 | 1,356,000 | 1,426,000 | 1,426,000 |
| Securities available for sale | 32,161,000 | 30,522,000 | 29,850,000 | 30,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,791,000 | 128,423,000 | 134,723,000 | 143,528,000 |
| Interest-bearing deposits | 104,590,000 | 111,069,000 | 114,976,000 | 118,198,000 |
| Noninterest-bearing deposits | 20,201,000 | 17,354,000 | 19,747,000 | 25,330,000 |
| Equity capital | 16,813,000 | 17,189,000 | 17,097,000 | 17,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,633,000 | 3,406,000 | 5,242,000 | 7,100,000 |
| Interest expense | 314,000 | 710,000 | 1,157,000 | 1,647,000 |
| Net interest income | 1,319,000 | 2,696,000 | 4,085,000 | 5,453,000 |
| Noninterest income | 114,000 | 193,000 | 300,000 | 415,000 |
| Noninterest expense | 693,000 | 1,502,000 | 2,404,000 | 3,563,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 744,000 | 1,371,000 | 1,972,000 | 2,304,000 |
| Income tax | 24,000 | 58,000 | 90,000 | 112,000 |
| Net income | 720,000 | 1,313,000 | 1,882,000 | 2,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,301,000 | 17,643,000 | 17,984,000 | 17,922,000 |
| Total capital | 18,640,000 | 18,999,000 | 19,410,000 | 19,348,000 |
| Risk-weighted assets | 128,515,000 | 133,547,000 | 136,678,000 | 141,429,000 |