Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 149,532,000 | 147,593,000 | 148,548,000 | 154,565,000 |
| Total loans | 108,742,000 | 106,518,000 | 107,031,000 | 110,693,000 |
| Allowance for loan losses | 1,269,000 | 1,289,000 | 1,319,000 | 1,339,000 |
| Securities available for sale | 33,286,000 | 32,542,000 | 33,582,000 | 36,194,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,203,000 | 116,950,000 | 116,384,000 | 122,942,000 |
| Interest-bearing deposits | 96,891,000 | 98,337,000 | 96,243,000 | 100,277,000 |
| Noninterest-bearing deposits | 21,312,000 | 18,613,000 | 20,141,000 | 22,665,000 |
| Equity capital | 15,881,000 | 16,878,000 | 17,359,000 | 16,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,449,000 | 3,001,000 | 4,583,000 | 6,186,000 |
| Interest expense | 179,000 | 399,000 | 652,000 | 918,000 |
| Net interest income | 1,270,000 | 2,602,000 | 3,931,000 | 5,268,000 |
| Noninterest income | 84,000 | 177,000 | 278,000 | 381,000 |
| Noninterest expense | 656,000 | 1,433,000 | 2,243,000 | 3,198,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 150,000 |
| Pretax income | 698,000 | 1,339,000 | 1,929,000 | 2,335,000 |
| Income tax | 22,000 | 57,000 | 86,000 | 114,000 |
| Net income | 676,000 | 1,282,000 | 1,843,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,180,000 | 16,503,000 | 16,805,000 | 16,908,000 |
| Total capital | 17,449,000 | 17,792,000 | 18,124,000 | 18,247,000 |
| Risk-weighted assets | 119,611,000 | 115,250,000 | 119,536,000 | 125,687,000 |