Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,341,000 | 135,672,000 | 132,110,000 | 138,739,000 |
| Total loans | 94,284,000 | 98,348,000 | 96,338,000 | 96,749,000 |
| Allowance for loan losses | 1,317,000 | 1,209,000 | 1,239,000 | 1,259,000 |
| Securities available for sale | 32,445,000 | 30,098,000 | 28,576,000 | 32,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,112,000 | 111,736,000 | 110,861,000 | 118,779,000 |
| Interest-bearing deposits | 94,607,000 | 92,596,000 | 90,887,000 | 94,324,000 |
| Noninterest-bearing deposits | 20,505,000 | 19,140,000 | 19,974,000 | 24,455,000 |
| Equity capital | 15,557,000 | 16,206,000 | 16,469,000 | 15,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,787,000 | 4,180,000 | 5,571,000 |
| Interest expense | 152,000 | 306,000 | 460,000 | 614,000 |
| Net interest income | 1,220,000 | 2,481,000 | 3,720,000 | 4,957,000 |
| Noninterest income | 80,000 | 158,000 | 252,000 | 345,000 |
| Noninterest expense | 692,000 | 1,484,000 | 2,287,000 | 3,322,000 |
| Provision for loan losses | 0 | 20,000 | 50,000 | 105,000 |
| Pretax income | 699,000 | 1,318,000 | 1,882,000 | 2,122,000 |
| Income tax | 20,000 | 46,000 | 79,000 | 103,000 |
| Net income | 679,000 | 1,272,000 | 1,803,000 | 2,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,236,000 | 15,564,000 | 15,847,000 | 15,816,000 |
| Total capital | 16,515,000 | 16,773,000 | 17,086,000 | 17,075,000 |
| Risk-weighted assets | 102,282,000 | 110,191,000 | 107,555,000 | 109,722,000 |