Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 141,933,000 | 136,541,000 | 137,005,000 | 143,189,000 |
| Total loans | 93,884,000 | 96,984,000 | 97,240,000 | 97,947,000 |
| Allowance for loan losses | 1,383,000 | 1,413,000 | 1,421,000 | 1,306,000 |
| Securities available for sale | 36,417,000 | 30,629,000 | 31,276,000 | 33,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,000,000 | 0 | 0 | 0 |
| Total deposits | 116,183,000 | 117,488,000 | 117,489,000 | 123,431,000 |
| Interest-bearing deposits | 97,861,000 | 97,229,000 | 97,317,000 | 95,214,000 |
| Noninterest-bearing deposits | 18,322,000 | 20,259,000 | 20,172,000 | 28,217,000 |
| Equity capital | 14,760,000 | 14,412,000 | 14,808,000 | 15,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,240,000 | 2,661,000 | 4,074,000 | 5,409,000 |
| Interest expense | 150,000 | 307,000 | 467,000 | 624,000 |
| Net interest income | 1,090,000 | 2,354,000 | 3,607,000 | 4,785,000 |
| Noninterest income | 71,000 | 155,000 | 247,000 | 368,000 |
| Noninterest expense | 629,000 | 1,394,000 | 2,213,000 | 3,087,000 |
| Provision for loan losses | 249,000 | 279,000 | 309,000 | 329,000 |
| Pretax income | 532,000 | 1,102,000 | 1,598,000 | 2,020,000 |
| Income tax | 6,000 | 39,000 | 63,000 | 98,000 |
| Net income | 526,000 | 1,063,000 | 1,535,000 | 1,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,281,000 | 14,576,000 | 14,789,000 | 14,864,000 |
| Total capital | 15,578,000 | 15,898,000 | 16,107,000 | 16,170,000 |
| Risk-weighted assets | 103,713,000 | 105,628,000 | 105,372,000 | 107,658,000 |