Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 136,636,000 | 136,022,000 | 134,496,000 | 137,256,000 |
| Total loans | 87,271,000 | 88,884,000 | 92,150,000 | 90,258,000 |
| Allowance for loan losses | 1,456,000 | 1,486,000 | 1,521,000 | 1,626,000 |
| Securities available for sale | 40,979,000 | 40,293,000 | 36,101,000 | 38,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 2,000,000 |
| Total deposits | 118,381,000 | 113,159,000 | 113,653,000 | 113,898,000 |
| Interest-bearing deposits | 100,890,000 | 97,730,000 | 97,981,000 | 92,340,000 |
| Noninterest-bearing deposits | 17,491,000 | 15,429,000 | 15,672,000 | 21,558,000 |
| Equity capital | 13,557,000 | 14,365,000 | 14,768,000 | 14,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,345,000 | 2,740,000 | 4,165,000 | 5,562,000 |
| Interest expense | 171,000 | 341,000 | 511,000 | 670,000 |
| Net interest income | 1,174,000 | 2,399,000 | 3,654,000 | 4,892,000 |
| Noninterest income | 88,000 | 167,000 | 246,000 | 351,000 |
| Noninterest expense | 655,000 | 1,330,000 | 2,072,000 | 3,055,000 |
| Provision for loan losses | 10,000 | 40,000 | 70,000 | 175,000 |
| Pretax income | 597,000 | 1,204,000 | 1,887,000 | 2,202,000 |
| Income tax | 19,000 | 46,000 | 77,000 | 107,000 |
| Net income | 578,000 | 1,158,000 | 1,810,000 | 2,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,393,000 | 13,723,000 | 14,123,000 | 14,058,000 |
| Total capital | 14,746,000 | 15,092,000 | 15,522,000 | 15,441,000 |
| Risk-weighted assets | 108,125,000 | 109,441,000 | 111,824,000 | 110,403,000 |