Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 142,736,000 | 134,995,000 | 143,218,000 | 134,443,000 |
| Total loans | 78,144,000 | 85,614,000 | 92,254,000 | 87,670,000 |
| Allowance for loan losses | 1,419,000 | 1,419,000 | 1,430,000 | 1,517,000 |
| Securities available for sale | 53,669,000 | 44,139,000 | 42,648,000 | 39,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,394,000 | 116,734,000 | 117,418,000 | 116,483,000 |
| Interest-bearing deposits | 107,739,000 | 102,780,000 | 101,530,000 | 96,712,000 |
| Noninterest-bearing deposits | 16,655,000 | 13,954,000 | 15,888,000 | 19,771,000 |
| Equity capital | 13,544,000 | 12,406,000 | 13,024,000 | 12,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,356,000 | 2,752,000 | 4,190,000 | 5,624,000 |
| Interest expense | 224,000 | 430,000 | 627,000 | 813,000 |
| Net interest income | 1,132,000 | 2,322,000 | 3,563,000 | 4,811,000 |
| Noninterest income | 70,000 | 160,000 | 233,000 | 334,000 |
| Noninterest expense | 565,000 | 1,213,000 | 1,922,000 | 2,840,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 120,000 |
| Pretax income | 742,000 | 1,449,000 | 2,046,000 | 2,369,000 |
| Income tax | 25,000 | 63,000 | 90,000 | 115,000 |
| Net income | 717,000 | 1,386,000 | 1,956,000 | 2,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,435,000 | 12,853,000 | 13,173,000 | 13,121,000 |
| Total capital | 13,705,000 | 14,197,000 | 14,603,000 | 14,467,000 |
| Risk-weighted assets | 101,454,000 | 107,466,000 | 115,264,000 | 109,578,000 |