Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,637,000 | 136,242,000 | 143,013,000 | 141,600,000 |
| Total loans | 70,866,000 | 76,989,000 | 79,162,000 | 77,826,000 |
| Allowance for loan losses | 1,255,000 | 1,259,000 | 1,294,000 | 1,394,000 |
| Securities available for sale | 52,510,000 | 50,380,000 | 51,854,000 | 55,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,929,000 | 118,010,000 | 124,074,000 | 122,227,000 |
| Interest-bearing deposits | 105,967,000 | 103,861,000 | 106,151,000 | 101,536,000 |
| Noninterest-bearing deposits | 13,962,000 | 14,149,000 | 17,923,000 | 20,691,000 |
| Equity capital | 12,864,000 | 13,352,000 | 14,012,000 | 13,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,845,000 | 4,321,000 | 5,709,000 |
| Interest expense | 310,000 | 604,000 | 886,000 | 1,150,000 |
| Net interest income | 1,104,000 | 2,241,000 | 3,435,000 | 4,559,000 |
| Noninterest income | 80,000 | 170,000 | 244,000 | 359,000 |
| Noninterest expense | 540,000 | 1,150,000 | 1,821,000 | 2,858,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 120,000 |
| Pretax income | 913,000 | 1,658,000 | 2,239,000 | 2,351,000 |
| Income tax | 42,000 | 93,000 | 104,000 | 116,000 |
| Net income | 871,000 | 1,565,000 | 2,135,000 | 2,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,509,000 | 12,002,000 | 12,371,000 | 12,071,000 |
| Total capital | 12,713,000 | 13,261,000 | 13,648,000 | 13,359,000 |
| Risk-weighted assets | 96,533,000 | 101,218,000 | 104,072,000 | 102,944,000 |