Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,558,000 | 126,216,000 | 132,642,000 | 136,381,000 |
| Total loans | 67,672,000 | 68,567,000 | 74,229,000 | 75,654,000 |
| Allowance for loan losses | 1,142,000 | 1,161,000 | 1,192,000 | 1,246,000 |
| Securities available for sale | 40,318,000 | 46,285,000 | 47,464,000 | 53,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,609,000 | 109,646,000 | 114,844,000 | 118,613,000 |
| Interest-bearing deposits | 95,774,000 | 97,322,000 | 102,956,000 | 102,070,000 |
| Noninterest-bearing deposits | 10,835,000 | 12,324,000 | 11,888,000 | 16,543,000 |
| Equity capital | 10,455,000 | 11,219,000 | 12,394,000 | 12,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,456,000 | 2,939,000 | 4,460,000 | 5,933,000 |
| Interest expense | 356,000 | 722,000 | 1,094,000 | 1,444,000 |
| Net interest income | 1,100,000 | 2,217,000 | 3,366,000 | 4,489,000 |
| Noninterest income | 74,000 | 161,000 | 236,000 | 417,000 |
| Noninterest expense | 568,000 | 1,248,000 | 1,881,000 | 2,892,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 180,000 |
| Pretax income | 632,000 | 1,126,000 | 1,773,000 | 1,991,000 |
| Income tax | 51,000 | 52,000 | 79,000 | 96,000 |
| Net income | 581,000 | 1,074,000 | 1,694,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,327,000 | 10,569,000 | 11,039,000 | 10,939,000 |
| Total capital | 11,469,000 | 11,730,000 | 12,231,000 | 12,185,000 |
| Risk-weighted assets | 93,887,000 | 95,529,000 | 100,240,000 | 101,899,000 |