Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 115,380,000 | 115,665,000 | 117,612,000 | 118,474,000 |
| Total loans | 71,604,000 | 71,408,000 | 74,277,000 | 72,759,000 |
| Allowance for loan losses | 1,062,000 | 1,081,000 | 1,243,000 | 1,112,000 |
| Securities available for sale | 34,834,000 | 37,673,000 | 35,253,000 | 39,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,292,000 | 97,037,000 | 98,007,000 | 98,486,000 |
| Interest-bearing deposits | 87,944,000 | 88,213,000 | 88,211,000 | 86,542,000 |
| Noninterest-bearing deposits | 9,348,000 | 8,824,000 | 9,796,000 | 11,944,000 |
| Equity capital | 9,740,000 | 10,219,000 | 10,993,000 | 9,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,017,000 | 4,539,000 | 6,036,000 |
| Interest expense | 413,000 | 808,000 | 1,190,000 | 1,556,000 |
| Net interest income | 1,105,000 | 2,209,000 | 3,349,000 | 4,480,000 |
| Noninterest income | 72,000 | 167,000 | 247,000 | 377,000 |
| Noninterest expense | 632,000 | 1,297,000 | 1,972,000 | 2,877,000 |
| Provision for loan losses | 10,000 | 180,000 | 430,000 | 551,000 |
| Pretax income | 570,000 | 1,036,000 | 1,635,000 | 2,035,000 |
| Income tax | 40,000 | 69,000 | 75,000 | 155,000 |
| Net income | 530,000 | 967,000 | 1,560,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,243,000 | 9,529,000 | 9,971,000 | 9,996,000 |
| Total capital | 10,305,000 | 10,610,000 | 11,173,000 | 11,108,000 |
| Risk-weighted assets | 89,457,000 | 92,890,000 | 96,390,000 | 97,282,000 |